Have you opened your own startup or do you already have one? Most likely, you do not do your accounting on your knees, but use modern solutions or use the services remote accountant. In any case, whether you are an LLC or an individual entrepreneur, and regardless of whether you have sales or not, reports must be submitted on time. There are several ways: in person, by mail, but the most advanced method is electronic reporting. These reports need to be generated. If you don’t have money for an accountant or you want to do everything yourself, then online accounting services come to the rescue. What they are and how they help in running a business will be discussed in this review. I’ll say right away that at one time we worked with all these systems, so we know the inside firsthand.
We will look at the most advanced services for accounting and submitting the necessary reports to the tax authorities and funds.
"My business" (moedlo. org) - the most famous service for small businesses, suitable for a startup at the very initial stage after registering a company. The service helps prepare and submit reports to in electronic format to the Federal Tax Service and various funds. There are several tariff plans depending on your tax system, type of ownership and number of employees. The minimum tariff is “Individual entrepreneur without employees” and 333 rubles. per month. If you are an individual entrepreneur or LLC, and you have officially registered employees (this could be your friend who officially works for you), then you should definitely take the “USN + UTII up to 5 employees” tariff plan. The cost per month is 1222 rubles. and you need to pay immediately for 12 months, i.e. 14664 rub. in year. The entrepreneur himself will have to understand how the interface works; this also applies to the other services listed below. A test mode is available - 3 calendar days, which is not very much. But during this period, you can only study how the system works internally, but you will not be able to submit reports in this mode, only on a paid basis.
The service's technical support responds within 1 day to any question related to accounting; the number of consultations is unlimited.
Main functions of the “My Business” service:
Calculation of taxes and contributions;
Generating and sending reports;
Formation of invoices, acts, invoices;
Calculation of salaries and taxes for employees;
Online data exchange with banks;
Inventory control;
Formation of documents using templates;
Checking counterparties;
Expert consultations.
Pros of using “My Business”: inexpensive service, especially for individual entrepreneurs without employees; if you have a “standard business” such as a cafe, beauty salon or cargo transportation company, with a small number of transactions per month, then the service is suitable; unlimited consultations and relatively fast technical support; a lot of videos on accounting.
The main disadvantages of “My Business”: there is no general taxation system (OSNO), which applies if you work in the B2B segment and your counterparty requires VAT; you need to pay for an annual subscription immediately; very short test period (3 days) to get used to the service.
Verdict: if you are just starting your entrepreneurial journey and your turnover is up to 0.5-1 million, if you are an individual entrepreneur without employees or you use the simplified tax system of 6% or 15%, then the “My Business” service can help you resolve a number of issues regarding accounting department
"Elba" (e- contour. ru) – the service, like “My Business,” allows you to submit reports for the simplified tax system and UTII to the Federal Tax Service and the necessary funds. OSNO is also missing in it. Intuitively, the service is a little more convenient than “My Business,” but this is only a subjective opinion. There are 3 tariff plans: “Economy”, “Business” and “Premium”. If you are an LLC or individual entrepreneur with officially registered employees, then only the Premium tariff plan is suitable for you, which allows you to submit reports to all authorities. The cost of the tariff is 2500 rubles. per quarter, if you pay 10,000 rubles. for a year in advance and 833 rubles. per month. The test period of the service is 30 calendar days, which is good news, because when you get used to it and “get into the swing of things,” approximately the same amount of time will pass.
The main functions of the Elba service are the same as those of My Business. I think we won’t list them, because... everything related to taxes, charges and reports is standard in such services.
Advantages of using "Elba": inexpensive price for service; user-friendly interface; long trial period of 30 days; availability of cash accounting; availability of legal advice. Additional plus: reminder via SMS and e-mail about the need to submit reports or pay taxes. The feature is convenient, because in practice, 30% of entrepreneurs submit reports on time.
Disadvantages of using Elba: There is no general taxation system.
Verdict: a convenient interface and inexpensive price put it on par with “My Business”. If you have a small business, then “Elba”, just like “My Business”, will suit you.
"Sky" (skypro. ru) – another service for small businesses. There are 2 tariff plans: “Reporting only” and “Premium”. With the first tariff, you can simply generate and send reports to the Federal Tax Service, the Pension Fund of the Russian Federation, the Social Insurance Fund and Rosstat, there is no subscription fee, and each report, depending on the region, costs from 100 to 170 rubles. The tariff is intended for beginners. The second tariff plan, for more experienced entrepreneurs, allows you to conduct accounting on your own, each report also costs from 100 to 170 rubles, and there is a subscription fee of 500 rubles. per month. In both cases, an electronic signature (ES) is additionally paid - 2000 rubles. for Moscow and Moscow Region. With such numbers, it is easy to get confused about the ultimate benefit for a businessman.
Let's calculate how much it will cost you to submit reports and do accounting if you have an LLC using the simplified tax system and a staff of up to 5 employees. At the end of the year, you must submit accounting and tax reports, and during quarter 2 reports - to the Pension Fund and the Social Insurance Fund for employees. In Moscow or Moscow Region, the cost of a report to Nebo costs 170 rubles. For sending reports per quarter 170*2 = 340 rubles. There is also a monthly subscription fee of 1,450 rubles. Total, 1450 + 340 = 1790 rubles. per quarter or 7160 rubles. in a year. Tax and accounting reports at the end of the year will cost 170 * 5 = 850 rubles (which 5 reports: average number, 2-nfdl, declaration according to the simplified tax system, financial statements and a copy of the accounting report to Rosstat). Plus we’ll add the cost of the electronic signature; in Moscow and Moscow Region it will cost 2,000 rubles. per year, in total we get 7160+850+2000 = 10010 rubles. for a year or about 834 rubles. per month.
Pros of using "Sky": low price for an established business (the price is almost the same as Elba), there is an OSNO, there is its own accounting service.
Disadvantages of using "Sky": short test period of 14 days; can provide only 2 consultations per month for free, and new ones already cost 500 rubles. and higher; The interface is not intuitive, but you can figure it out if you want.
Verdict: It’s worth using if you have OSNO, and if you are more savvy in accounting and don’t have any unnecessary questions.
Today on the market there are many different services for accounting, preparation and submission of reports. There are many we haven't mentioned. Perhaps, if we continue the list, it will also include: “My Finance”, “ServiceCloud”, “Big Bird”, “ImBoss”, etc. But let’s briefly talk about the case if you do not want to delve into all the subtleties and nuances, you don't have the desire or time to study accounting.
Mini Button (mini.knopka.com)– not the cheapest accounting for those who have just started their startup. Firstly, the service is designed for businesses with a turnover of up to 500 thousand rubles. per month, if you exceed this limit, then the price tag of a simple “Button” will apply. Secondly, the cost of monthly accounting services is 8,000 rubles. per month, while you do all the bills, acts, invoices yourself, and “Mini.Knopka” generates reports for you and submits them. This turns out to be 24,000 rubles per quarter. It must be said that this amount does not include full accounting, but partial. Those. you will have to provide scans of documents, and the accountant will independently generate reports.
Pros of using the “Mini Button”: unlimited consultations, all the main functions of a remote accountant, i.e. A remote person does the work for you, but at the same time you need to collect documents for him yourself.
Disadvantages of using the Mini Button: expensive for beginners; no BASIC; servicing a current account in Alfa Bank or Tochka Bank, i.e. if you have an account with another bank, it will need to be transferred.
Verdict: 24,000 rub. Not every beginner can afford it per quarter, so if you are just starting out, then this solution is not entirely suitable for you.
Remote accountant- as a rule, by contacting an accounting firm or a private accountant, you relieve yourself of the headache of bookkeeping and reporting. There are several nuances here. There are a lot of offers on the market, and therefore it is very difficult to choose. Firstly, you risk running into an unscrupulous accountant who can screw you over both deadlines and the work itself. Secondly, you need to know how your accountant will submit reports and within what time frame. Fines for late payments are high today. Thirdly, it is necessary to clearly define the limit of liability and, if possible, stipulate this in the contract for accounting services.
I think we will discuss all the main points about how to choose an accountant in the next article. Stay with us! To be continued:)
Write in the comments how you do your accounting.
“My Business” is an online service for doing your own accounting. Each client has free consultations with experts in various fields, individual training, and integration with banks. The company bears financial responsibility.
The service includes tax, personnel and accounting, preparation of primary documents, management of transactions and counterparties.
Documents and transactions in the cloud. Any document can be created and filled out in a few clicks. “My Business” will remind you of the due date of taxes, documents, calculations, as well as calculate taxes and send reports. It is possible to check the counterparty, check with the tax office, and issue an invoice for payment by bank card without connecting acquiring. The service offers more than 10 thousand online forms of contracts and documents, as well as Russian legislation.
Automatic exchange of statements and payment orders between “My Business” and yours current account. Business assessment using charts and graphs is also available.
What can you find in the “My Business” system?
- Support for individual entrepreneurs and LLCs.
- Support for simplified taxation system, UTII, PSN, OSNO and trade fee.
- Calculation of taxes and contributions.
- Generation and sending of reports (Federal Tax Service, Social Insurance Fund, Pension Fund of the Russian Federation, RosStat).
- Electronic signature in the cloud (ESC).
- Management of accounts, acts, invoices, contracts and counterparties.
- Salary and personnel.
- Exchange data with banks online.
- Consultations from experts in this field.
- More than 20 thousand non-standard forms of documents.
- Warehouse management.
- Employee collaboration with access rights management.
- Business analytics.
- Manage multiple companies in one account.
- Connecting a remote accountant to collaboration.
- SMS notifications.
- Checking counterparties according to state registers and providing ratings.
- Legal reference system.
Kontur.Accounting is an online service for maintaining accounting, calculating salaries and sending reports to the Federal Tax Service, Pension Fund and Social Insurance Fund. The service is suitable for comfortable collaboration between an accountant and a director. He can:
- create source documents(invoices, acts, invoices and others);
- maintain account cards, journal entries, books of purchases and sales, journal of invoices;
- automatically calculate salaries, sick leave, vacation pay, deductions;
- generate, check and send reports to regulatory authorities and funds;
- conduct the financial analysis the state of the company;
- give hints and reminders about paying taxes;
- check with regulatory authorities and show a table of arrears of taxes and contributions.
Additional features:
- verification of counterparties (based on data from the Unified State Register of Legal Entities and the Unified State Register of Individual Entrepreneurs);
- mobile application for iOS and Android;
- sick leave, maternity and vacation pay calculators;
- expert assistance in accounting matters;
- reference and legal base;
- tools for accounting services;
- service for registering new LLCs;
- integration with Alfa Bank, Tochka, UBRiR, Neiva, Tinkoff, VUZ Bank;
- invoice recognition;
- electronic document management;
- affiliate program for individuals and legal entities.
Who is suitable for Kontur.Accounting:
- Commercial organizations with up to 100 employees;
- LLC on the simplified tax system, UTII, simplified tax system + UTII, OSNO;
- IP on the simplified tax system, UTII, simplified tax system + UTII;
- Firms without harsh and harmful working conditions.
The service is updated without user participation, and the reporting forms are always correct and comply with legal requirements. If users have questions, they are helped by free 24/7 technical support.
“The language of business is its accounting”
(c) Warren Buffett, largest investor
Not every individual entrepreneur will hire an accountant to manage financial statements. Many make do on their own. It’s good if you have the energy and time for this. But, unfortunately, this does not always happen. Therefore, from time to time, even completely self-sufficient entrepreneurs turn to professional accountants to solve urgent or complex problems. But, if previously you had to contact companies providing accounting services, go to their office, conclude contracts there, provide everything Required documents, or take an accountant to your office, or even to your home, if there is no office as such, spend time and effort on all this, but now the Internet offers us an excellent, simple, convenient and effective tool for online accounting. On this moment in the Russian segment of the Internet there are 2 decent online services: “ My Business"(http://moedelo.org/) and “ Elbe"(http://www.e-kontur.ru/).
Let's start with the service online accounting “My Business”. The main feature is its functionality.
First of all, I would like to draw your attention to such a fundamentally important thing as the ease of adding information to the system: receipts, expenses, movements of funds, contracts, accounts and acts are added in a few mouse clicks. It is possible to add actors: suppliers, clients or counterparties.
In addition, with the help of this system, you can keep records of employees. It is also very convenient to see all the actions of your subordinates.
If you need contracts, templates can be downloaded directly from the site. Everything is very simple, you don’t have to worry about drawing up any kind of agreement - download the template, fill it out and upload it back.
The service has such a useful thing as a tax calendar. It is placed directly on home page and constantly reminds you about your affairs, about paying your taxes and other obligatory payments.
And lastly, the service provides the ability to provide consulting accounting services via hotline or online.
Now let's move on to the disadvantages. The first and most important is cost. It is an order of magnitude higher than the maximum tariff offered by competitors (see table below).
The second drawback is that in order to fill out contract templates, you must first download them to your computer, fill them out manually, and then transfer them back to the system. Too many unnecessary steps.
The third drawback is that there is no completed demo version, there is only a free period of use.
Now let's consider online accounting service - “Elba”. This service has many advantages.
Firstly, a schedule of movement of fixed assets, a calendar and recently created documents are displayed on the main page.
Secondly, creating and editing documents using templates is possible online.
Thirdly, in the “Question to an accountant” tab, you can ask an accountant a question online and receive an answer within 24 hours, absolutely free of charge.
Fourthly, on the website you can see a working demo version, where all functions of the system are fully available.
And finally, all actions that you can perform in the Elba electronic accountant are accompanied by training videos. This is another plus for Elba.
By the way, behind “Elba” is the fairly well-known PF SKB Kontur. This ensures that the service will continue to develop quickly and interestingly.
“Elba” also has disadvantages: the status of your main account is not shown anywhere, for reports to the Pension Fund and the Social Insurance Fund you need to pay an additional 3,000 rubles a year, if, of course, you need it.
Compare the pros and cons of two online accounting departments in the table:
|
Comparison criterion |
Elbe |
My business |
|
Demo version |
||
|
Free version available |
||
|
Starting tariff price (r./month) |
400 (up to 3 employees) + 3000 rubles/year for reports to the PFS and Social Insurance Fund |
540 (without employees) |
|
Maximum tariff price (r./month) |
500 (unlimited employees) + 3000 rubles/year for reports to the PFS and Social Insurance Fund |
1230 (non-limited employees) |
|
Reporting calendar |
Yes (on a separate page) and a short version on the main page |
Yes (on the main page) |
|
Working with employees |
Calculation of all 6 payroll taxes, personal card of each employee with payments, forms of contracts and applications for hiring or dismissing employees |
Calculation of salaries and taxes. |
|
Regular payments |
Yes (paid version) |
|
|
Accounting consultations |
Phone support, reference Information for entrepreneurs on the website, online service “Questions for an accountant” |
Phone support and online questions |
|
Extract from the state register |
Summarize. Considering that the services are functionally approximately equal, preference should be given to the one that is more convenient to work with and whose tariffs are cheaper. “Elba” has a maximum tariff of 500 rubles per month, “Moe Delo” requires 1,230 rubles per month. In this regard, “Elba”, of course, is much more profitable. As for simplicity and ease of use, in this regard I personally prefer to use Elba. It seems to me that her system is simpler, and it is more convenient for me to work with documents there. Plus, I often have questions for accountants, which I resolve through the online service. All this costs me 6,000 rubles a year.
At the same time, several of my friends prefer to use the “My Business” service, citing the fact that it is more convenient to work in it than in “Elbe”. They believe that it is much easier to take into account expenses and income in this service, thanks to working with counterparties, and it is also easier to withdraw contracts from the program and print them out.
Navigation
● Part 1. Online accounting
● Part 2. Business managers
● Part 3. Legal services
Added to bookmarks: 5
From Elbe online accounting
Another puzzle for me is choosing online accounting.
This is a service that will help me in preparing reports and other important matters, about which before registering an individual entrepreneur I had only a vague idea.
On the left is a screenshot showing three options for maintaining documentation and submitting reports: do everything yourself via Excel and email, hire an accountant or work with online accounting.
Automation is, of course, more interesting.
Let's try to figure out which service to choose, how much it costs, and is all this online accounting necessary for a beginning entrepreneur without employees?
I warn you right away, this article may seem like a big mess to you: a “sheet” of text, a lot of pictures, comparisons, but perhaps it will be useful for individual entrepreneurs.
Reference
Online accounting is a collective name that developers use for their products - automated services with which you can maintain accounting, tax, personnel and management records directly on the Internet.
Why "accounting"?
Because the services are intended primarily for accountants - to do accounting and calculate taxes online. Although, of course, they are used by managers, individual entrepreneurs, and personnel specialists.
Why "online"?
Because the services are not tied to specific user computers (like many programs) and do not require installation on the computer. They are located on the developer’s Internet servers, and you can work in them from absolutely any computer with Internet access - be it from work or from home.
Such online services as My Business, Kontur.Elba, 1C Online, Bukhsoft Online, etc. are well known.
Comparing Elba and My Business
To summarize, both services help achieve the desired goal, but in the case of Elba, everything is chewed up and there is no reason to go into an additional search engine to find out the nuances of taxation or Google whether you need a current account right away.
Compare tariffs
More details"
I assumed that because I am a worker on my own, there is minimal documentation, so you need to approach the choice of service depending on the capabilities of your wallet. Simply put, it’s better to save money, especially since after looking through the reviews I found positive and negative for both companies.
I came across a freebie from Elba:
Then I read somewhere that the promotion was only until December 31, 2015, I again began to compare the two services, but in the end I found out that the promotion for newbie entrepreneurs is still valid to this day, so I quickly registered and became happy winner of a Premium tariff in Elba for the whole year!
But let's still look at the differences in order.
Economy tariff in Elbe only for individual entrepreneurs: 1500 rubles/quarter. An additional +3 months will be given immediately as a gift after registration:
Those. pay 500 rub/month or according to the promotion it’s supposedly 250 rubles/month. for 6 months.
By the way, with a one-time payment for a year in advance, the price will be 3900 rub., which is equivalent to the price 325 rub/month. This amount includes:
- Preparation and submission of tax reports via the Internet, including simplified taxation system declarations, UTII and SSCH.
- Calculation of taxes, individual entrepreneur contributions for oneself and preparation of payment orders to pay them. All you have to do is upload the finished payment to your online bank.
- Reminder by SMS and email about the need to submit reports and pay taxes.
- Compliance with cash discipline: Elba can keep track of income and expenses, automatically generate KUDiR and a cash book.
- Reconciliation with the tax office submitted reports, tax arrears, payments to the budget.
Valid rates as of 04/01/2016:
I’m confused by the indication of the possibility of sending documents to the Pension Fund and the Social Insurance Fund only at an expensive tariff, maybe I don’t need this?.. I leave the question open.
My business offered payment 333 rub/month:
Some fields here are confusing. There is no one, there is no other, the patent system is not named. The i’s were dotted by the senior manager of “My Business”, who called for the second time and wanted to lure me into the service (they had my information after completing the documents for registering an individual entrepreneur).
It turns out that the first tariff is only suitable for those who do not receive income and maintain so-called zero reporting - only for tax authorities and funds.
This was in no way suitable for me, I still planned to receive income, which means that I would be satisfied with the minimum tariff for my purposes with payment 777 rub/month. In my humble opinion it is expensive.
But you also need to pay for the whole year in advance ( 9324 rub. in total)! Even if they promise on the hotline 10% discount, but this investment is, let’s say, incomprehensible to me; it’s not clear why I’m paying about 8,400 rubles...
Tariff calculation sent to me by email:
By the way, on January 26 and February 26, spam SMS came with an offer to connect before the end of the month with a 15% discount.
Considering the fact that MD still has an affiliate program, according to which the inviter and invitee receive 1,500 rubles each, I estimate the real cost of the service without promotional markups to be ~6,500-8,000 rubles/year.
I’ll repeat the numbers again: My business a year of payment in advance will cost at a discount 8000-8300 rub. instead of 9324, Elbe gives economy rate for 3900 rub. instead of 6000.
Ok, one service is more expensive than another, that’s clear, what else is the difference?
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Service functionality: where is it better?
More details"
The demand from me is small: I am not a specialist in accounting, documentation or personnel records and have no experience working in such Internet services. If you have experience, please write in the comments, and I will evaluate the declared functionality and third-party comparison on several points.
Difference “My business” from “Contour” This is, first of all, financial responsibility; this can be read in the offer agreement on the website, i.e. Contour doesn't have it. Those. if a failure occurs, the reporting does not arrive on time and you receive a fine, then we are responsible for this and will compensate, unlike Kontur. There are no differences in reporting preparation.
This is the kind of feedback (word for word) I received about a competitor over the phone from “My Business”, exactly three times, after preparing the documentation for registering an individual entrepreneur, another week later, and then a little later. In the fight for a client, all means are good, so you can ring a couple of times and prick your competitors... But such a persistent indication of miscalculations is not in favor of MD.
The functionality of both services is very similar, the difference is insignificant, it seems to me (I used the comparison from here): 
IN Elbe applications have also been developed for Android, WindowsPhone and Mac, and MD Web app+iPhone only, Android app in development.
I saw differences in the functionality of trade and logistics; if my business was related to trade, then Elba’s capabilities would probably not have satisfied me:
Inside “My Business”
Screenshot from 01/20/2016, still New Year’s:
Inside the Elbe:
I couldn’t help but check mcc when paying with a card in MD: 
Payment goes through the PayOnline aggregator, mcc 4816.
As I wrote above, I was captivated by a crazy freebie in the form of an annual free service in Elba at a premium rate, so the rest of the story is about it.
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Bonus program
More details
I found it interesting MD referral program to attract new users of the system: 1,500 rubles for a new client who has paid for a year of work, and they are given to both: the one who brought the client and the client himself:
Maybe that’s why there are so many reviews and reviews of MD - for banal income?
But if you are eager to work with “My Business”, then you will probably be able to find people who want to attract you via a referral link by throwing a cry, it will even be in your interests.
By affiliate from Elba I will be able to receive 25% of the tariff paid by the referral for invitations, and the invitee will be given 3 months of free service in Elba at this link:
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Work in Elba-Kontour
More details
As I understand it, the main thing is to synchronize the work of online accounting with the bank.
This can be done by independently downloading account statements in the Internet bank and importing them into the service:
Or you can use a ready-made solution; Elba, for example, has online integration with Tochka, Alfa Bank, and since March 2016 - with Tinkoff Bank.
After clicking the link “I want to integrate with Tochka,” my bank, I was sent to read the synchronization instructions, according to which I should have gone into the old information security system i.tochka.com (which I didn’t even suspect, instead of my.tochka.com) and there in settings click synchronization
Soon everything was done:
We want to go to the section Money:
Let's go to Reporting where they offer pay insurance premiums or view the Income Book:
They kindly tell you how much and when to make insurance contributions:
But these numbers puzzled me, because individual entrepreneurs should pay more in 2016!
It turns out that the service calculated me correctly, right from the day of my registration in mid-January, i.e. you can trust and pay as recommended.
By clicking on the creation of payment documents, they offer several payment options, incl. You can transfer the payment to the bank/Tochka or pay with a card (Yandex money icon):
I think it’s best to pay from a current account so that you have a normal one right away. payment document, there is no time for extremes with payment services.
Unexpectedly, it turned out that I need to know a certain Registration number of the individual entrepreneur in the Pension Fund of Russia, which I should find in my “Notification of registration of an individual...”.
I didn’t have anything like that in my hands, nothing came by mail. The Pension Fund of Russia explained that they have not been sending letters for a couple of years; the registration number can be found out during a personal visit or even by calling.
A couple of calls and the number was on hand. It was also necessary to enter the code of the territorial body of the Pension Fund of Russia into the form:
After this, the documents were exported to IB Points and also to the old version:
...there I proceeded to payment:
Well, I hope the money goes where it needs to go, let's go:
By the way, I was offered to find out about the progress of payments by calling the same number of the territorial body of the Pension Fund of the Russian Federation, where I called to find out my registration number.
“There’s so much work for you,” I said indignantly into the phone, meaning that this could be automated somehow, perhaps through government services.
“And don’t talk,” Larisa Evgenievna, an employee of the Pension Fund of Russia, sighed in response to me.
As a result, I clicked on a document ready for printing. Here, for example, is the first page:
And on the second page is the end of this Income Accounting Book:
Very comfortably!
I found the Elba-Kontour interface convenient; If at first I didn’t know what and where to click, what I might need, then as I progressed I figured it out, everything became clear with the payment of fees and the Income Accounting Book.
I was warned in advance by e-mail about paying the fees, although, of course, I could pay them at the end of the year, but it seemed that it was better to follow the recommendations, take some steps right now, so that I would understand what is being done and how and check , did everything go well?
To be continued…
"("Accounting.Contour")? These are the two main players in the market, and in most cases the choice is between them.
"My Business" or "Elba"?
Both online services give users approximately equal opportunities for accounting and reporting. They help calculate tax payments and remind you about the deadlines for certain actions. There are various tariff plans to choose from, and discount periods are announced from time to time.
You can find it on the Internet a large number of both positive and negative reviews. When relying on the opinions of strangers, you should consider who usually writes reviews.
You can start working in any of these services for free (features may be limited). If you switch to one of the paid tariffs, then after the paid period expires it is not necessary to renew it immediately. You can do this whenever you need it. Both services have been operating since 2009.
Other options
The online accounting service “Sky” is noticeable, which positions itself, in particular, as an accounting service for startups. Eat free plan(it even has the ability to submit reports online). At the end of March 2015, it became known that the Sky service was sold to 1C. The event is assessed positively, and there is reason to believe that working with 1C will give a certain impetus to the development of Neba. In November 2015, the Sky cloud accounting service was integrated with Alfa Business Online, Alfa Bank’s Internet bank - thus, users of one service will have access to the services of another.
Since 2011, Elbe's sister accounting service, Kontur.Bukhgalteriya, has been operating. It is suitable for businesses that need accounting: “Accounting, payroll and reporting in a friendly cloud service.” You can get started for free (within 1-3 months). There is integration with popular banks (Alfa-Bank, VUZ-Bank, Tinkoff, Neiva, Tochka, UBRIR), multi-user mode, verification of counterparties, recognition of scanned documents, round-the-clock technical support.
Financial service for small businesses "Finologist" allows you to maintain management records and analyze company performance. It shows all cash flows and predicts cash gaps. In May 2016, Finologist was connected to the Alfa Bank Internet bank.
Other options worth considering are ImBoss, Assistant Pro.
Some online accounting options are available in the Tochka banking service for entrepreneurs. Income and expense analytics and invoicing are provided. "Tochka" can be integrated with the accounting services "Elba", "Kontur.Accounting", "Moe Delo", "Sky", "1C", "Button". If you have an individual entrepreneur using the simplified tax system and no employees, Tochka itself can submit reports, calculate and prepare tax payments. In May 2016, a service for registering an LLC or individual entrepreneur appeared without visits to the tax and other services; a current account is opened at the same time.
Is it worth working with online accounting?
It should be taken into account that as the business grows, many people have to switch to 1C and their own accountant. All additional solutions (for example, a warehouse) are traditionally integrated with 1C-Accounting. However, at the stage of business formation, online accounting can allow you to significantly save time and money. If your accounting is relatively simple, then online services will be the best choice.
Arguments for online accounting
- Cheaper than an accountant's services
- There are reminders about the deadlines for the next tax payments and reporting.
- Simple submission of reports electronically
- Errors due to the accountant's carelessness are excluded
Arguments against online accounting
When starting cooperation with online accounting, you need to understand that the service may someday close. You need to think in advance what you will do in this case, to provide a backup option.
An example is the online accounting “Accounted for” - at this moment the site is unavailable, a short presentation was on the “Zuckerberg will call” resource in August 2014.
Comprehensive services for business support
In November 2015, Sberbank, together with the Knopka cloud service, offered a package of services "